United States
The cheapest stated route to a funded $50K account at Topstep cost $85 at the prices shown on 16 October 2026 (price plus activation fee, first-time pass, judged), according to TradingLookup's US Futures Prop Access Ledger (October 2026).
- Facts in Topstep's own words
- No rating, ranking or recommendation
- No link here earns us anything
- Provisional: not yet re-checked by a person
At a glance
- Pages read
- 11 on 16 October 2026
- Firm's website
- topstep.com
Payouts
Payout schedule
After 5 winning days XFA Standard: after 5 winning days of $150+, up to 50% of balance per request (capped by size); Live: daily after 30 winning days5 winning days of $150+ Net P&L. Days don't need to be consecutive.…
Max Payout per request: 50% of your account balance up to the cap below.…
Once you've earned $150+ Net P&L on 30 non-consecutive days in your Live Funded Account, you unlock daily Payouts· help.topstep.com, read
Payout methods
- Bank transfer or wire
- Wise
- Other provider
Example (ACH, $500 request): $500 minus $50 (10% split) minus $30 (processing fee) = $420 received…
Wise is available again as a payout method for traders in China, Canada, and the United Kingdom.…
Aeropay is a Pay by Bank service for U.S. domestic Traders· help.topstep.com, read
Pass and payout rates, in Topstep's words
- Funded-level participants who received a payout33.3%
(c) 33.3% of all individual participants at the Funded Level received a payout … The Funded Level includes both Express Funded Accounts and Live Funded Accounts
· topstep.com, read - Trading Combines passed16.8%
From January through December 2025, (a) 16.8% of all Trading Combines initiated were successfully completed and afforded the opportunity to advance to the Funded Level
· topstep.com, read - People who passed at least one Combine51.8%
(b) 51.8% of individual participants who entered one or more Trading Combines advanced to the Funded Level in at least one of their Trading Combines
· topstep.com, read · Per person, not per account: one person can buy several Combines. - Express Funded traders called up to Live0.71%
(d) 0.71% of individual participants trading in an Express Funded Account were called up to a Live Funded Account
· topstep.com, read
What it costs to reach a funded account
- As shown to a US visitor, 16 October 2026
- Mostly promo prices: they change often
- Cost to funded = price + activation fee, first pass (judged)
| Plan | Size | Price shown | List price | Activation fee | Billing | Reset fee | Cost to funded judged |
|---|---|---|---|---|---|---|---|
| Trading Combine 50K (No Activation Fee path, RTA on) Cheapest route | $50K | $85 | $95 | $0 | monthly | $85 | $85 |
| Trading Combine 100K (No Activation Fee path, RTA on) | $100K | $129 | $149 | $0 | monthly | $129 | $129 |
| Trading Combine 150K (No Activation Fee path, RTA on) | $150K | $199 | $229 | $0 | monthly | $199 | $199 |
Topstep's words for these 3 plans
Trading Combine 50K (No Activation Fee path, RTA on)
- Price shown, List price:
$50K Buying Power Sales price: $85 Original price: $95 /month
(topstep.com/topstep-prop, read ) - Billing:
Original price: $95 /month
(topstep.com/topstep-prop, read ) - Activation fee, Reset fee:
Reset Fee: $85 Monthly Reset Credit on Rebill: Included Express Funded Activation Fee: Free
(topstep.com/topstep-prop, read ) - Drawdown (this plan):
Profit Target: $3,000 Consistency Target: 55% Max Loss Limit (One Rule): $2,000 Max Contract Limit: 5 mini / 50 micro Responsible Trading Advantage Daily Loss Limit: $1,000
(topstep.com/topstep-prop, read ) - Drawdown (this plan):
Account balance high - maximum drawdown = Maximum Loss Limit (which is set at the end of each day)
(topstep.com/topstep-prop, read )
Trading Combine 100K (No Activation Fee path, RTA on)
- Price shown, List price, Billing:
$100K Buying Power Sales price: $129 Original price: $149 /month
(topstep.com/topstep-prop, read ) - Activation fee, Reset fee:
Reset Fee: $129 Monthly Reset Credit on Rebill: Included Express Funded Activation Fee: Free
(topstep.com/topstep-prop, read ) - Drawdown (this plan):
Profit Target: $6,000 Consistency Target: 55% Max Loss Limit (One Rule): $3,000 Max Contract Limit: 10 mini / 100 micro Responsible Trading Advantage Daily Loss Limit: $2,000
(topstep.com/topstep-prop, read ) - Drawdown (this plan):
Account balance high - maximum drawdown = Maximum Loss Limit (which is set at the end of each day)
(topstep.com/topstep-prop, read )
Trading Combine 150K (No Activation Fee path, RTA on)
- Price shown, List price, Billing:
$150K Buying Power Sales price: $199 Original price: $229 /month
(topstep.com/topstep-prop, read ) - Activation fee, Reset fee:
Reset Fee: $199 Monthly Reset Credit on Rebill: Included Express Funded Activation Fee: Free
(topstep.com/topstep-prop, read ) - Drawdown (this plan):
Profit Target: $9,000 Consistency Target: 55% Max Loss Limit (One Rule): $4,500 Max Contract Limit: 15 mini / 150 micro Responsible Trading Advantage Daily Loss Limit: $3,000
(topstep.com/topstep-prop, read ) - Drawdown (this plan):
Account balance high - maximum drawdown = Maximum Loss Limit (which is set at the end of each day)
(topstep.com/topstep-prop, read )
Topstep's cheapest $50K route ($85, judged) is one of the 12 in the ledger's median of $103.
- Activation fee
- Standard path: $149 one-time per XFA; No Activation Fee path: none
Standard Path $149 one-time activation fee per XFA No Activation Fee Path No activation fee
· help.topstep.com, read - Reset fee
- equal to the monthly price on the plan card (e.g. $85 for 50K); 1 reset credit per monthly rebill
Every monthly Rebill adds 1 Reset Credit to your Reset Bank
· help.topstep.com, read - Monthly fees once funded
- Not stated on the pages we read
Rules
- Drawdown
- end-of-day trailing: Max Loss Limit trails the highest end-of-day balance (set at the end of each day); Express Funded locks at $0, its starting balance
This limit is based on your highest end-of-day balance and does not go down if you lose money the next day.
…If your Max Loss Limit balance increases to $0, your account will lock at $0.
…Account balance high - maximum drawdown = Maximum Loss Limit (which is set at the end of each day)
· topstep.com, topstep.com, read - Drawdown: Trading Combine 50K (No Activation Fee path, RTA on)
- Max Loss Limit $2,000, set at the end of each day from the balance high; Daily Loss Limit $1,000 (RTA on)
Profit Target: $3,000 Consistency Target: 55% Max Loss Limit (One Rule): $2,000 Max Contract Limit: 5 mini / 50 micro Responsible Trading Advantage Daily Loss Limit: $1,000
…Account balance high - maximum drawdown = Maximum Loss Limit (which is set at the end of each day)
· topstep.com, read - Drawdown: Trading Combine 100K (No Activation Fee path, RTA on)
- Max Loss Limit $3,000, set at the end of each day from the balance high; Daily Loss Limit $2,000 (RTA on)
Profit Target: $6,000 Consistency Target: 55% Max Loss Limit (One Rule): $3,000 Max Contract Limit: 10 mini / 100 micro Responsible Trading Advantage Daily Loss Limit: $2,000
…Account balance high - maximum drawdown = Maximum Loss Limit (which is set at the end of each day)
· topstep.com, read - Drawdown: Trading Combine 150K (No Activation Fee path, RTA on)
- Max Loss Limit $4,500, set at the end of each day from the balance high; Daily Loss Limit $3,000 (RTA on)
Profit Target: $9,000 Consistency Target: 55% Max Loss Limit (One Rule): $4,500 Max Contract Limit: 15 mini / 150 micro Responsible Trading Advantage Daily Loss Limit: $3,000
…Account balance high - maximum drawdown = Maximum Loss Limit (which is set at the end of each day)
· topstep.com, read - Consistency rule
- Trading Combine: 55% consistency target; XFA Consistency path: best day max 40% of net profit
Consistency Target: 55%
…Your largest single day cannot exceed 40% of your total net profit.
· topstep.com, help.topstep.com, read - Profit split
- 90/10 (trader 90%)
90/10 profit split — you keep 90%
· help.topstep.com, read
Loss limits and drawdown, plan by plan
- Trading Combine 50K (RTA on)
- Max loss $2,000; daily loss limit $1,000
Max Loss Limit (One Rule): $2,000
· topstep.com, readDaily Loss Limit: $1,000
· topstep.com, read - Trading Combine 100K (RTA on)
- Max loss $3,000; daily loss limit $2,000
Max Loss Limit (One Rule): $3,000
· topstep.com, readDaily Loss Limit: $2,000
· topstep.com, read - Trading Combine 150K (RTA on)
- Max loss $4,500; daily loss limit $3,000
Max Loss Limit (One Rule): $4,500
· topstep.com, readDaily Loss Limit: $3,000
· topstep.com, read - Drawdown: Express Funded
- End-of-day trailing
based on your highest end-of-day balance
· topstep.com, readyour account will lock at $0
· topstep.com, read
Try these rules on your own numbers: the drawdown calculator shows where the max-loss line sits after each day, the futures calculator gives tick values and how many contracts fit the room left, and the risk of ruin calculator estimates the odds of hitting the max loss before the profit target.
Platforms and data feed
- Platforms
- TopstepX (own platform, built by ProjectX Trading LLC)
Trade on TopstepX™ with trader-built performance and risk management tools.
…It is developed and owned by ProjectX Trading LLC
· topstep.com, read - Data feed
- Not stated on the pages we read
Who runs it
- Company
- TopstepTrader, LLC (Trading Combine and XFA); TopstepFunded LLC (Live); parent Topstep LLC
Simulated trading program services, comprising the Trading Combine, and the Express Funded Account, and Topstep Labs experiments are operated by TopstepTrader, LLC
…Live funded proprietary trading firm services are operated by TopstepFunded LLC
· topstep.com, read - Where it is based
- Topstep LLC: Delaware LLC; TopstepFunded LLC: Illinois LLC; address Chicago, IL; terms governed by Delaware law
Topstep LLC, a Delaware limited liability company
…“TopstepFunded” means TopstepFunded LLC, an Illinois limited liability company.
…Topstep LLC, 130 S Jefferson St, Chicago, IL 60661
· topstep.com, read - Regulatory status
- Affiliate Topstep Brokerage LLC is stated to be a registered IB and NFA member (NFA ID 0567079); the prop programme entity is not stated to be registered
Introducing brokerage services are offered through Topstep Brokerage LLC (“Topstep Brokerage”), a registered introducing broker and a member of the National Futures Association.
…here under NFA ID# 0567079
· topstep.com, read
US access
Says it serves US traders. the firm's own page names US traders. What the firm says, not a view on US legality.
- US access
- yes (stated: US-only payout methods for 'U.S. domestic Traders'; US not on ineligible list)
Aeropay is a Pay by Bank service for U.S. domestic Traders
…U.S. Topstep Prop Traders can direct eligible Payouts to their Topstep Brokerage account
· help.topstep.com, read - Restricted countries
- Ineligible: incl. Afghanistan, Algeria, Haiti, Iran, Kenya, Nigeria, Pakistan, Russia, Turkey, Ukraine and others (full list on page); XFA-only (no Live) list incl. Germany, Hong Kong, Vietnam
Countries Ineligible to Trade
…Citizens of these countries can't trade or receive payouts
…Countries Eligible for an XFA — Not LFA
· help.topstep.com, read - US state or territory limits
- none listed on eligibility page
Eligibility is based on both citizenship and permanent residency
· help.topstep.com, read - Country check
- India: not on list · Pakistan: restricted · Nigeria: restricted · South Africa: not on list · Kenya: restrictedFrom Topstep's own restricted-country list (help.topstep.com), read . "Not on list" is not a promise: KYC, payout processors and local law still apply. How we checked.
Compare with
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Pages we read
- 11 pages read
- From a US network address
- Text saved with a SHA-256 fingerprint
- Method and CSV
- help.topstep.com/en/articles/8284233-topstep-payout-policy
- help.topstep.com/en/articles/8284116-am-i-eligible-to-trade-with-topstep
- topstep.com/topstep-prop
- topstep.com/express-funded-account-rules
- help.topstep.com/en/articles/8284217-express-funded-account-activation
- help.topstep.com/en/articles/8284128-what-is-a-reset
- topstep.com/terms-of-use
Spotted a mistake? Tell us with evidence; fixes go on the corrections page. All prop firm pages.