Take Profit Trader vs Topstep: rules and payouts side by side
Which costs less to reach a funded account?
$85
Topstep's cheapest funded $50K route; Take Profit Trader states no price we can compare.
Read · topstep.com · Link to this fact
Take Profit Trader not stated · Topstep $85 · price plus activation fee, first-time pass judged
By Alexander Burnett (editor) Last updated Data read by our script
How we got this
How: Every value comes from the US Futures Prop Access Ledger: Take Profit Trader's and Topstep's own pages, read by our script from a US network address on 11 November 2026, with the firm's quote and the page address. How we checkHow we make moneyCorrections
Term by term from each firm's own pages, read 11 November 2026. Facts in each firm's words: we don't rate firms or pick a winner.
Side by side: Take Profit Trader and Topstep
Only Topstep publishes a payout rate; Topstep states more of the key terms
6 measures · read 11 Nov 2026
Each measure has its own scale from zero. A flat plate means the firm states no figure.
Static viewthe figures are written out beside this chart
| Measure | Take Profit Trader | Topstep |
|---|---|---|
| Cheapest $50K route judgedprice plus activation fee, first-time pass (judged) | not stated | $85 |
| Profit splitTake Profit Trader states a split, but not one plain figure | no single figure | 90% |
| Payout minimumthe smallest payout you can ask for | not stated | $125 |
| Payout rateeach firm’s own figure; periods differ, so not ranked | not stated | 33.3% |
| Pass rateeach firm’s own figure; periods differ, so not ranked | 36.22% | 16.8% |
| Terms stated our arithmeticof the 16 key terms we compare | 13 | 16 |
Where both sit on price
Topstep costs less than the median; Take Profit Trader states no $100K price
25 futures firms · read 11 Nov 2026
Take Profit Trader not stated · Topstep $129 · median of 25 firms $248 (our arithmetic)
Futures, 25 firms: cheapest TradeDay $108, median $248 (our arithmetic), dearest Phidias $900.
Where they differ
The terms traders compare first. only where both firms state one plain figure; tap Source for the firm's own words.
- Cheapest $50K route to funded judged Price plus activation fee, first-time pass; no resets or data fees Only Topstep prices oneTake Profit Trader:Topstep: $85$85 a month + $0 activation
In fulltopstep.com
Trading Combine 50K (No Activation Fee path, RTA on): $85 (monthly) + $0 activation
- Profit splitTake Profit Trader: PRO 80/20; PRO+ (live) 90/10
Sourcetakeprofittrader.com
Profit split None 80/20 90/10
takeprofittrader.comTopstep: 90%90/10 (trader 90%)Sourcehelp.topstep.com
90/10 profit split — you keep 90%
help.topstep.com - Payout schedule and minimumTake Profit Trader: from day one of the PRO account, above a buffer; no payout windowMinimum not stated
Sourcetakeprofittrader.com
You can initiate withdrawals from your PRO account on the first day
takeprofittrader.comTopstep: XFA Standard: after 5 winning days of $150+…; …Minimum $125In fullhelp.topstep.com
XFA Standard: after 5 winning days of $150+, up to 50% of balance per request, capped at $2,000 (50K), $3,000 (100K) or $5,000 (150K); XFA Consistency caps $3,000/$4,000/$6,000; Live: daily after 30 winning days
5 winning days of $150+ Net P&L. Days don't need to be consecutive.
help.topstep.com - Consistency ruleTake Profit Trader: Test: yes; PRO and PRO+: none
Sourcetakeprofittrader.com
Consistency rule Yes None None
takeprofittrader.comTopstep: Trading Combine: 55% consistency target; …In fulltopstep.com
Trading Combine: 55% consistency target; XFA Consistency path: best day max 40% of net profit
Consistency Target: 55%
topstep.com - Drawdown Both: end-of-dayTake Profit Trader: End-of-dayIntradayTest: end of day; PRO: intraday; PRO+: end of day; PRO+: end of day
Sourcetakeprofittrader.com
Drawdown End Of Day Intraday End Of Day
takeprofittrader.comTopstep: End-of-dayend-of-day trailing: Max Loss Limit trails the highest…; …In fulltopstep.com
end-of-day trailing: Max Loss Limit trails the highest end-of-day balance (set at the end of each day); Express Funded locks at $0, its starting balance
This limit is based on your highest end-of-day balance and does not go down if you lose money the next day.
topstep.com - US traders What the firms say, not a view on legality. SameTake Profit Trader: Says it serves US traders
In fulltakeprofittrader.com
yes (stated: payouts 'via Plaid to US bank accounts')
the profits will be paid out either through an automated process via Plaid to US bank accounts or via PayPal or Wise
takeprofittrader.comTopstep: Says it serves US tradersIn fullhelp.topstep.com
yes (stated: US-only payout methods for 'U.S. domestic Traders'; US not on ineligible list)
Aeropay is a Pay by Bank service for U.S. domestic Traders
help.topstep.com - Platforms None in commonTake Profit Trader:
15+ platforms via CQG (Tradovate/NinjaTrader) and Rithmic…; live PRO+ via TradovateIn fulltakeprofittrader.com
15+ platforms via CQG (Tradovate/NinjaTrader) and Rithmic data feeds; live PRO+ via Tradovate
Connect to any of our 15+ available trading platforms and get started today.
takeprofittrader.comTopstep:
TopstepX (own platform, built by ProjectX Trading LLC)Sourcetopstep.com
Trade on TopstepX™ with trader-built performance and risk management tools.
topstep.com
Take Profit Trader states 13 and Topstep 16 of the 16 terms we compare on their own pages, read 11 November 2026, according to TradingLookup's US Futures Prop Access Ledger (November 2026).
Every term side by side
| Term | Take Profit Trader | Topstep |
|---|---|---|
| Cost | ||
| Cheapest 50K route to funded judged | Not stated on the pages we read | $85 $85 (monthly) + $0 activationIn fulltopstep.comTrading Combine 50K (No Activation Fee path, RTA on): $85 (monthly) + $0 activation |
| Plans priced | Not stated on the pages we read | 3 plans, from $85 In fulltopstep.comTrading Combine 100K (No Activation Fee path, RTA on): $129 (monthly); Trading Combine 150K (No Activation Fee path, RTA on): $199 (monthly); Trading Combine 50K (No Activation Fee path, RTA on): $85 (monthly)
|
| Activation fee | PRO account: one-time $130 fee (homepage table) Sourcetakeprofittrader.com
| Standard path: $149 one-time per XFA In fullhelp.topstep.comStandard path: $149 one-time per XFA; No Activation Fee path: none
|
| Reset fee | PRO account: up to 3 resets (price not stated on page read) Sourcetakeprofittrader.com
| equal to the monthly price on the plan card (e.g. $85 for 50K) In fullhelp.topstep.comequal to the monthly price on the plan card (e.g. $85 for 50K); 1 reset credit per monthly rebill
|
| Rules | ||
| Drawdown | Test: end of day In fulltakeprofittrader.comTest: end of day; PRO: intraday; PRO+: end of day; PRO+: end of day
| end-of-day trailing: Max Loss Limit trails the highest end-of-day… In fulltopstep.comend-of-day trailing: Max Loss Limit trails the highest end-of-day balance (set at the end of each day); Express Funded locks at $0, its starting balance
|
| Consistency rule | Test: yes In fulltakeprofittrader.comTest: yes; PRO and PRO+: none
| Trading Combine: 55% consistency target In fulltopstep.comTrading Combine: 55% consistency target; XFA Consistency path: best day max 40% of net profit
|
| Payouts | ||
| Profit split | PRO 80/20 In fulltakeprofittrader.comPRO 80/20; PRO+ (live) 90/10
| 90/10 (trader 90%) Sourcehelp.topstep.com
|
| Payout schedule | from day one of the PRO account, above a buffer In fulltakeprofittrader.comfrom day one of the PRO account, above a buffer; no payout window
| XFA Standard: after 5 winning days of $150+, up to 50% of balance per… In fullhelp.topstep.comXFA Standard: after 5 winning days of $150+, up to 50% of balance per request, capped at $2,000 (50K), $3,000 (100K) or $5,000 (150K); XFA Consistency caps $3,000/$4,000/$6,000; Live: daily after 30 winning days
|
| Payout minimum | Not stated on the pages we read | $125 Sourcehelp.topstep.com
|
| Payout method | Plaid (US bank accounts), PayPal or Wise Sourcetakeprofittrader.com
| ACH and Aeropay (US banks), Wire/SWIFT, Wise (China, Canada, UK only)… In fullhelp.topstep.comACH and Aeropay (US banks), Wire/SWIFT, Wise (China, Canada, UK only), transfer to Topstep Brokerage (US); $30 processing fee shown for ACH example
|
| Pass or payout rates it publishes | 1 Jan-31 Dec 2025: 36.22% of Trading Tests passed Sourcetakeprofittrader.com
| 2025: 16.8% of Trading Combines passed In fulltopstep.com2025: 16.8% of Trading Combines passed; 33.3% of funded-level participants received a payout; 0.71% of XFA traders called up to Live
|
| Access | ||
 US traders | Says it serves US traders In fulltakeprofittrader.comyes (stated: payouts 'via Plaid to US bank accounts')
| Says it serves US traders In fullhelp.topstep.comyes (stated: US-only payout methods for 'U.S. domestic Traders'; US not on ineligible list)
|
| Platforms | ||
| Platforms | 15+ platforms via CQG (Tradovate/NinjaTrader) and Rithmic…In fulltakeprofittrader.com15+ platforms via CQG (Tradovate/NinjaTrader) and Rithmic data feeds; live PRO+ via Tradovate
| TopstepX (own platform, built by ProjectX Trading LLC)Sourcetopstep.com
|
| Company | ||
| Company | TakeProfitTrader LLC Sourcetakeprofittrader.com
| TopstepTrader, LLC (Trading Combine and XFA) In fulltopstep.comTopstepTrader, LLC (Trading Combine and XFA); TopstepFunded LLC (Live); parent Topstep LLC
|
| Where it is registered | Address Windermere, FL (state of organisation not stated on page read) Sourcetakeprofittrader.com
| Topstep LLC: Delaware LLC In fulltopstep.comTopstep LLC: Delaware LLC; TopstepFunded LLC: Illinois LLC; address Chicago, IL; terms governed by Delaware law
|
| Regulatory status it states | Firm says neither the NFA nor the CFTC requires it to be a member In fulltakeprofittrader.comFirm says neither the NFA nor the CFTC requires it to be a member; says it is not a broker and uses regulated brokers (Tradovate/NinjaTrader)
| Affiliate Topstep Brokerage LLC is stated to be a registered IB and NFA… In fulltopstep.comAffiliate Topstep Brokerage LLC is stated to be a registered IB and NFA member (NFA ID 0567079); the prop programme entity is not stated to be registered
|
Not stated means not on the pages we read; it does not mean "no". Where both firms state one plain figure, less marks the lower cost or payout minimum, or the higher profit split, and more the other side. Values are each firm's own words (measured) unless tagged judged.
More on each firm
Take Profit Trader11 pages read · 13 of 16 terms stated
Other comparisons
Any two of the 50 futures prop firms in the ledger: the prop firm comparison. The pairs traders search for most each have a page:
| Comparison | Cheaper route to funded judged | Bigger profit split |
|---|---|---|
| Topstep vs Apex Trader Funding | Only Topstep prices one | Apex Trader Funding, 100% vs 90% |
| Tradeify vs Topstep | Only Topstep prices one | Same, 90% |
| Bulenox vs Apex Trader Funding | Only Bulenox prices one | Only Apex Trader Funding states one figure |
| Take Profit Trader vs Apex Trader Funding | Neither prices one | Only Apex Trader Funding states one figure |
| MyFundedFutures vs Topstep | Topstep, $68 less | Only Topstep states one figure |
| Tradeify vs Take Profit Trader | Neither prices one | Only Tradeify states one figure |
| Lucid Trading vs Topstep | Only Topstep prices one | Same, 90% |
| Alpha Futures vs Topstep | Only Topstep prices one | Same, 90% |
| Apex Trader Funding vs MyFundedFutures | Only MyFundedFutures prices one | Only Apex Trader Funding states one figure |
| Apex Trader Funding vs Tradeify | Neither prices one | Apex Trader Funding, 100% vs 90% |
| Lucid Trading vs Tradeify | Neither prices one | Same, 90% |
| MyFundedFutures vs Take Profit Trader | Only MyFundedFutures prices one | No single figure at either |
| Lucid Trading vs Take Profit Trader | Neither prices one | Only Lucid Trading states one figure |
Where this comes from
- One source
- The US Futures Prop Access Ledger (provisional): 2387 of 2616 quotes matched the saved page text. CSV.
- US access
- Graded as on the ledger: says it serves US traders, US not on its restricted list, or not stated.
- The 50K route
- Price plus activation fee, first-time pass (judged). See cost per payout.
- How much each firm states
- Counted term by term on the Fine Print Index.
Spotted a mistake? Tell us, with evidence. Fixes are logged on the corrections page.