Tradeify vs Topstep: rules and payouts side by side
Which costs less to reach a funded account?
$85
Topstep's cheapest funded $50K route; Tradeify states no price we can compare.
Read 19 Oct 2026 and 11 Nov 2026 · topstep.com · Link to this fact
Tradeify not stated · Topstep $85 · price plus activation fee, first-time pass judged
By Alexander Burnett (editor) Last updated Data read by our script
How we got this
How: Every value comes from the US Futures Prop Access Ledger: Tradeify's and Topstep's own pages, read by our script from a US network address on 19 October 2026 and 11 November 2026, with the firm's quote and the page address. How we checkHow we make moneyCorrections
Term by term from each firm's own pages, read 19 October 2026 and 11 November 2026. Facts in each firm's words: we don't rate firms or pick a winner.
Side by side: Tradeify and Topstep
Both state a 90% split; both publish a payout rate
6 measures · read 19 Oct 2026 and 11 Nov 2026
Each measure has its own scale from zero. A flat plate means the firm states no figure.
Static viewthe figures are written out beside this chart
| Measure | Tradeify | Topstep |
|---|---|---|
| Cheapest $50K route judgedprice plus activation fee, first-time pass (judged) | not stated | $85 |
| Profit splitthe trader’s share, in the firm’s own words | 90% | 90% |
| Payout minimumthe smallest payout you can ask for | not stated | $125 |
| Payout rateeach firm’s own figure; periods differ, so not ranked | 28.5% | 33.3% |
| Pass rateeach firm’s own figure; periods differ, so not ranked | 17.2% | 16.8% |
| Terms stated our arithmeticof the 16 key terms we compare | 13 | 16 |
Where both sit on price
Topstep costs less than the median; Tradeify states no $100K price
25 futures firms · read 11 Nov 2026
Tradeify not stated · Topstep $129 · median of 25 firms $248 (our arithmetic)
Futures, 25 firms: cheapest TradeDay $108, median $248 (our arithmetic), dearest Phidias $900.
Where they differ
The terms traders compare first. only where both firms state one plain figure; tap Source for the firm's own words.
- Cheapest $50K route to funded judged Price plus activation fee, first-time pass; no resets or data fees Only Topstep prices oneTradeify:Topstep: $85$85 a month + $0 activation
In fulltopstep.com
Trading Combine 50K (No Activation Fee path, RTA on): $85 (monthly) + $0 activation
- Profit split Same splitTopstep: 90% Same90/10 (trader 90%)
Sourcehelp.topstep.com
90/10 profit split — you keep 90%
help.topstep.com - Payout schedule and minimumTradeify: Select: daily or every 5 days…; Growth/Lightning: 5-dayMinimum not stated
In fulltradeify.co
Select: daily or every 5 days (trader chooses after passing); Growth/Lightning: 5-day
Choose Your Funded Path – Daily or 5 Day Payouts
tradeify.coTopstep: XFA Standard: after 5 winning days of $150+…; …Minimum $125In fullhelp.topstep.com
XFA Standard: after 5 winning days of $150+, up to 50% of balance per request, capped at $2,000 (50K), $3,000 (100K) or $5,000 (150K); XFA Consistency caps $3,000/$4,000/$6,000; Live: daily after 30 winning days
5 winning days of $150+ Net P&L. Days don't need to be consecutive.
help.topstep.com - Consistency ruleTradeify: Select evaluation 40%; none once funded on Select
Sourcetradeify.co
Pass Your Evaluation With 40% Consistency
tradeify.coTopstep: Trading Combine: 55% consistency target; …In fulltopstep.com
Trading Combine: 55% consistency target; XFA Consistency path: best day max 40% of net profit
Consistency Target: 55%
topstep.com - Drawdown Both: end-of-dayTradeify: End-of-daytrailing end-of-day (EOD)
Sourcetradeify.co
Trailing Max Drawdown (EOD)
tradeify.coTopstep: End-of-dayend-of-day trailing: Max Loss Limit trails the highest…; …In fulltopstep.com
end-of-day trailing: Max Loss Limit trails the highest end-of-day balance (set at the end of each day); Express Funded locks at $0, its starting balance
This limit is based on your highest end-of-day balance and does not go down if you lose money the next day.
topstep.com - US traders What the firms say, not a view on legality. SameTradeify: Says it serves US traders
In fullhelp.tradeify.co
yes (stated: 'an eligible country (like the US)'; US not on the 58-country restricted list) [read by hand by Alex on 15 October 2026; our reader is blocked, so no copy was saved]
If you are a resident of an eligible country (like the US) but traveling to or vacationing in a restricted country, you can continue trading normally.
help.tradeify.coTopstep: Says it serves US tradersIn fullhelp.topstep.com
yes (stated: US-only payout methods for 'U.S. domestic Traders'; US not on ineligible list)
Aeropay is a Pay by Bank service for U.S. domestic Traders
help.topstep.com - Platforms None in commonTradeify:
Tradovate, WealthCharts, Rithmic / TradeseaSourcetradeify.co
Tradovate WealthCharts Rithmic / Tradesea
tradeify.coTopstep:
TopstepX (own platform, built by ProjectX Trading LLC)Sourcetopstep.com
Trade on TopstepX™ with trader-built performance and risk management tools.
topstep.com
Tradeify states 13 and Topstep 16 of the 16 terms we compare on their own pages, read 19 October 2026 and 11 November 2026, according to TradingLookup's US Futures Prop Access Ledger (November 2026).
Every term side by side
| Term | Tradeify | Topstep |
|---|---|---|
| Cost | ||
| Cheapest 50K route to funded judged | Not stated on the pages we read | $85 $85 (monthly) + $0 activationIn fulltopstep.comTrading Combine 50K (No Activation Fee path, RTA on): $85 (monthly) + $0 activation |
| Plans priced | 4 plans, from $71 In fulltradeify.coSelect 100K: $172 (one-off); Select 150K: $240 (one-off); Select 25K: $71 (one-off); Select 50K: $107 (one-off)
| 3 plans, from $85 In fulltopstep.comTrading Combine 100K (No Activation Fee path, RTA on): $129 (monthly); Trading Combine 150K (No Activation Fee path, RTA on): $199 (monthly); Trading Combine 50K (No Activation Fee path, RTA on): $85 (monthly)
|
| Activation fee | none (Select and evaluation cards) Sourcetradeify.co
| Standard path: $149 one-time per XFA In fullhelp.topstep.comStandard path: $149 one-time per XFA; No Activation Fee path: none
|
| Reset fee | 25K Select $65 (struck from $75) In fulltradeify.co25K Select $65 (struck from $75); up to 10 resets a month
| equal to the monthly price on the plan card (e.g. $85 for 50K) In fullhelp.topstep.comequal to the monthly price on the plan card (e.g. $85 for 50K); 1 reset credit per monthly rebill
|
| Rules | ||
| Drawdown | trailing end-of-day (EOD) Sourcetradeify.co
| end-of-day trailing: Max Loss Limit trails the highest end-of-day… In fulltopstep.comend-of-day trailing: Max Loss Limit trails the highest end-of-day balance (set at the end of each day); Express Funded locks at $0, its starting balance
|
| Consistency rule | Select evaluation 40% In fulltradeify.coSelect evaluation 40%; none once funded on Select
| Trading Combine: 55% consistency target In fulltopstep.comTrading Combine: 55% consistency target; XFA Consistency path: best day max 40% of net profit
|
| Payouts | ||
| Profit split | 90% to trader Same Sourcetradeify.co
| 90/10 (trader 90%) Same Sourcehelp.topstep.com
|
| Payout schedule | Select: daily or every 5 days (trader chooses after passing) In fulltradeify.coSelect: daily or every 5 days (trader chooses after passing); Growth/Lightning: 5-day
| XFA Standard: after 5 winning days of $150+, up to 50% of balance per… In fullhelp.topstep.comXFA Standard: after 5 winning days of $150+, up to 50% of balance per request, capped at $2,000 (50K), $3,000 (100K) or $5,000 (150K); XFA Consistency caps $3,000/$4,000/$6,000; Live: daily after 30 winning days
|
| Payout minimum | Not stated on the pages we read | $125 Sourcehelp.topstep.com
|
| Payout method | Not stated on the pages we read | ACH and Aeropay (US banks), Wire/SWIFT, Wise (China, Canada, UK only)… In fullhelp.topstep.comACH and Aeropay (US banks), Wire/SWIFT, Wise (China, Canada, UK only), transfer to Topstep Brokerage (US); $30 processing fee shown for ACH example
|
| Pass or payout rates it publishes | Aug 2025-Jul 2026: 17.2% of evaluations passed In fulltradeify.coAug 2025-Jul 2026: 17.2% of evaluations passed; 28.5% of funded-level participants received a payout; 3.0% called up to Live
| 2025: 16.8% of Trading Combines passed In fulltopstep.com2025: 16.8% of Trading Combines passed; 33.3% of funded-level participants received a payout; 0.71% of XFA traders called up to Live
|
| Access | ||
 US traders | Says it serves US traders In fullhelp.tradeify.coyes (stated: 'an eligible country (like the US)'; US not on the 58-country restricted list) [read by hand by Alex on 15 October 2026; our reader is blocked, so no copy was saved]
| Says it serves US traders In fullhelp.topstep.comyes (stated: US-only payout methods for 'U.S. domestic Traders'; US not on ineligible list)
|
| Platforms | ||
| Platforms | Tradovate, WealthCharts, Rithmic / TradeseaSourcetradeify.co
| TopstepX (own platform, built by ProjectX Trading LLC)Sourcetopstep.com
|
| Company | ||
| Company | Tradeify Holdings, Corp. (payment agent: Novaflame LTD, Cyprus) Sourcetradeify.co
| TopstepTrader, LLC (Trading Combine and XFA) In fulltopstep.comTopstepTrader, LLC (Trading Combine and XFA); TopstepFunded LLC (Live); parent Topstep LLC
|
| Where it is registered | Address Boca Raton, FL In fulltradeify.coAddress Boca Raton, FL; terms governed by Florida law (state of incorporation not stated)
| Topstep LLC: Delaware LLC In fulltopstep.comTopstep LLC: Delaware LLC; TopstepFunded LLC: Illinois LLC; address Chicago, IL; terms governed by Delaware law
|
| Regulatory status it states | Affiliate Tradeify Brokerage LLC d/b/a Slay Markets stated to be a… In fulltradeify.coAffiliate Tradeify Brokerage LLC d/b/a Slay Markets stated to be a CFTC-registered IB and NFA member (NFA ID 0575972); prop entity not stated to be registered
| Affiliate Topstep Brokerage LLC is stated to be a registered IB and NFA… In fulltopstep.comAffiliate Topstep Brokerage LLC is stated to be a registered IB and NFA member (NFA ID 0567079); the prop programme entity is not stated to be registered
|
Not stated means not on the pages we read; it does not mean "no". Where both firms state one plain figure, less marks the lower cost or payout minimum, or the higher profit split, and more the other side. Values are each firm's own words (measured) unless tagged judged.
More on each firm
Tradeify6 pages read · 13 of 16 terms stated
Other comparisons
Any two of the 50 futures prop firms in the ledger: the prop firm comparison. The pairs traders search for most each have a page:
| Comparison | Cheaper route to funded judged | Bigger profit split |
|---|---|---|
| Topstep vs Apex Trader Funding | Only Topstep prices one | Apex Trader Funding, 100% vs 90% |
| Take Profit Trader vs Topstep | Only Topstep prices one | Only Topstep states one figure |
| Bulenox vs Apex Trader Funding | Only Bulenox prices one | Only Apex Trader Funding states one figure |
| Take Profit Trader vs Apex Trader Funding | Neither prices one | Only Apex Trader Funding states one figure |
| MyFundedFutures vs Topstep | Topstep, $68 less | Only Topstep states one figure |
| Tradeify vs Take Profit Trader | Neither prices one | Only Tradeify states one figure |
| Lucid Trading vs Topstep | Only Topstep prices one | Same, 90% |
| Alpha Futures vs Topstep | Only Topstep prices one | Same, 90% |
| Apex Trader Funding vs MyFundedFutures | Only MyFundedFutures prices one | Only Apex Trader Funding states one figure |
| Apex Trader Funding vs Tradeify | Neither prices one | Apex Trader Funding, 100% vs 90% |
| Lucid Trading vs Tradeify | Neither prices one | Same, 90% |
| MyFundedFutures vs Take Profit Trader | Only MyFundedFutures prices one | No single figure at either |
| Lucid Trading vs Take Profit Trader | Neither prices one | Only Lucid Trading states one figure |
Where this comes from
- One source
- The US Futures Prop Access Ledger (provisional): 2387 of 2616 quotes matched the saved page text. CSV.
- US access
- Graded as on the ledger: says it serves US traders, US not on its restricted list, or not stated.
- The 50K route
- Price plus activation fee, first-time pass (judged). See cost per payout.
- How much each firm states
- Counted term by term on the Fine Print Index.
Spotted a mistake? Tell us, with evidence. Fixes are logged on the corrections page.