MyFundedFutures vs Topstep: cost, rules and payouts side by side
Which costs less to reach a funded account?
$68less
at Topstep for a funded $50K account, if you pass first time.
Read · topstep.com · Link to this fact
MyFundedFutures $153 · Topstep $85 · price plus activation fee, first-time pass judged
By Alexander Burnett (editor) Last updated Data read by our script
How we got this
How: Every value comes from the US Futures Prop Access Ledger: MyFundedFutures' and Topstep's own pages, read by our script from a US network address on 11 November 2026, with the firm's quote and the page address. How we checkHow we make moneyCorrections
Term by term from each firm's own pages, read 11 November 2026. Facts in each firm's words: we don't rate firms or pick a winner.
Side by side: MyFundedFutures and Topstep
Topstep is cheaper to reach a funded account; both publish a payout rate
6 measures · read 11 Nov 2026
Each measure has its own scale from zero. A flat plate means the firm states no figure.
Static viewthe figures are written out beside this chart
| Measure | MyFundedFutures | Topstep |
|---|---|---|
| Cheapest $50K route judgedprice plus activation fee, first-time pass (judged) | $153 | $85 |
| Profit splitMyFundedFutures states a split, but not one plain figure | no single figure | 90% |
| Payout minimumthe smallest payout you can ask for | not stated | $125 |
| Payout rateeach firm’s own figure; periods differ, so not ranked | 39.2% | 33.3% |
| Pass rateeach firm’s own figure; periods differ, so not ranked | 19.97% | 16.8% |
| Terms stated our arithmeticof the 16 key terms we compare | 16 | 16 |
Where both sit on price
Topstep costs less than the median; MyFundedFutures states no $100K price
25 futures firms · read 11 Nov 2026
MyFundedFutures not stated · Topstep $129 · median of 25 firms $248 (our arithmetic)
Futures, 25 firms: cheapest TradeDay $108, median $248 (our arithmetic), dearest Phidias $900.
Where they differ
The terms traders compare first. only where both firms state one plain figure; tap Source for the firm's own words.
- Cheapest $50K route to funded judged Price plus activation fee, first-time pass; no resets or data feesMyFundedFutures: $153 $68 more$153 one-off (without a promo code) + $0 activation
In fullmyfundedfutures.com
Builder 50K: $153 (one-off, without a promo code) + $0 activation
Topstep: $85 $68 less$85 a month + $0 activationIn fulltopstep.com
Trading Combine 50K (No Activation Fee path, RTA on): $85 (monthly) + $0 activation
- Profit splitMyFundedFutures: 80% (Builder, Pro); 90% (Rapid since 12 Jan 2026)
Sourcehelp.myfundedfutures.com
Earn 80% of all profits.
help.myfundedfutures.comTopstep: 90%90/10 (trader 90%)Sourcehelp.topstep.com
90/10 profit split — you keep 90%
help.topstep.com - Payout schedule and minimumMyFundedFutures: Rapid: daily after buffer; Builder: as little as 2 days, 50% consistency; …Minimum: $500 Rapid (after buffer) and Builder 50K; $250 Builder 25K; …
In fullhelp.myfundedfutures.com
Rapid: daily after buffer; Builder: as little as 2 days, 50% consistency; Pro: every 14 calendar days
Payout Frequency: Daily
help.myfundedfutures.comTopstep: XFA Standard: after 5 winning days of $150+…; …Minimum $125In fullhelp.topstep.com
XFA Standard: after 5 winning days of $150+, up to 50% of balance per request, capped at $2,000 (50K), $3,000 (100K) or $5,000 (150K); XFA Consistency caps $3,000/$4,000/$6,000; Live: daily after 30 winning days
5 winning days of $150+ Net P&L. Days don't need to be consecutive.
help.topstep.com - Consistency ruleMyFundedFutures: Pro evaluation 50%; Builder payout 50%; Rapid none
Sourcemyfundedfutures.com
Consistency 50% (Eval Only)
myfundedfutures.comTopstep: Trading Combine: 55% consistency target; …In fulltopstep.com
Trading Combine: 55% consistency target; XFA Consistency path: best day max 40% of net profit
Consistency Target: 55%
topstep.com - Drawdown Both: end-of-dayMyFundedFutures: End-of-dayIntradayby plan: Rapid intraday trailing; Builder and Pro end-of-day trailing
Sourcemyfundedfutures.com
Yes, Rapid uses intraday trailing drawdown.
myfundedfutures.comTopstep: End-of-dayend-of-day trailing: Max Loss Limit trails the highest…; …In fulltopstep.com
end-of-day trailing: Max Loss Limit trails the highest end-of-day balance (set at the end of each day); Express Funded locks at $0, its starting balance
This limit is based on your highest end-of-day balance and does not go down if you lose money the next day.
topstep.com - US traders What the firms say, not a view on legality. SameMyFundedFutures: Says it serves US traders
In fullhelp.myfundedfutures.com
yes (stated: 'Plaid/ACH payouts are available for US traders'; US not on restricted list)
Note: Plaid/ACH payouts are available for US traders.
help.myfundedfutures.comTopstep: Says it serves US tradersIn fullhelp.topstep.com
yes (stated: US-only payout methods for 'U.S. domestic Traders'; US not on ineligible list)
Aeropay is a Pay by Bank service for U.S. domestic Traders
help.topstep.com - Platforms None in commonMyFundedFutures:
NinjaTrader, Hyperprop, Tradovate, TradingView, Quantower…In fullhelp.myfundedfutures.com
NinjaTrader, Hyperprop, Tradovate, TradingView, Quantower, ATAS
NinjaTrader : Renowned
help.myfundedfutures.comTopstep:
TopstepX (own platform, built by ProjectX Trading LLC)Sourcetopstep.com
Trade on TopstepX™ with trader-built performance and risk management tools.
topstep.com
The cheapest stated route to a funded $50K account cost $153 at MyFundedFutures and $85 at Topstep at the prices shown on 11 November 2026 (price plus activation fee, first-time pass, judged), according to TradingLookup's US Futures Prop Access Ledger (November 2026).
Every term side by side
| Term | MyFundedFutures | Topstep |
|---|---|---|
| Cost | ||
| Cheapest 50K route to funded judged | $153 $68 more $153 (one-off, without a promo code) + $0 activationIn fullmyfundedfutures.comBuilder 50K: $153 (one-off, without a promo code) + $0 activation | $85 $68 less $85 (monthly) + $0 activationIn fulltopstep.comTrading Combine 50K (No Activation Fee path, RTA on): $85 (monthly) + $0 activation |
| Plans priced | 3 plans, from $92 In fullmyfundedfutures.comBuilder 50K: $92 (one-off); Pro 50K: $159 (one-off); Rapid 50K: $125 (one-off)
| 3 plans, from $85 In fulltopstep.comTrading Combine 100K (No Activation Fee path, RTA on): $129 (monthly); Trading Combine 150K (No Activation Fee path, RTA on): $199 (monthly); Trading Combine 50K (No Activation Fee path, RTA on): $85 (monthly)
|
| Activation fee | $0 on all plans Sourcehelp.myfundedfutures.com
| Standard path: $149 one-time per XFA In fullhelp.topstep.comStandard path: $149 one-time per XFA; No Activation Fee path: none
|
| Reset fee | Rapid: a failed evaluation can be reset for a fee (amount not stated on… In fullmyfundedfutures.comRapid: a failed evaluation can be reset for a fee (amount not stated on this page); a breached Rapid Sim Funded account cannot be reset, so a new evaluation is needed
| equal to the monthly price on the plan card (e.g. $85 for 50K) In fullhelp.topstep.comequal to the monthly price on the plan card (e.g. $85 for 50K); 1 reset credit per monthly rebill
|
| Rules | ||
| Drawdown | by plan: Rapid intraday trailing In fullmyfundedfutures.comby plan: Rapid intraday trailing; Builder and Pro end-of-day trailing
| end-of-day trailing: Max Loss Limit trails the highest end-of-day… In fulltopstep.comend-of-day trailing: Max Loss Limit trails the highest end-of-day balance (set at the end of each day); Express Funded locks at $0, its starting balance
|
| Consistency rule | Pro evaluation 50% In fullmyfundedfutures.comPro evaluation 50%; Builder payout 50%; Rapid none
| Trading Combine: 55% consistency target In fulltopstep.comTrading Combine: 55% consistency target; XFA Consistency path: best day max 40% of net profit
|
| Payouts | ||
| Profit split | 80% (Builder, Pro) In fullhelp.myfundedfutures.com80% (Builder, Pro); 90% (Rapid since 12 Jan 2026)
| 90/10 (trader 90%) Sourcehelp.topstep.com
|
| Payout schedule | Rapid: daily after buffer In fullhelp.myfundedfutures.comRapid: daily after buffer; Builder: as little as 2 days, 50% consistency; Pro: every 14 calendar days
| XFA Standard: after 5 winning days of $150+, up to 50% of balance per… In fullhelp.topstep.comXFA Standard: after 5 winning days of $150+, up to 50% of balance per request, capped at $2,000 (50K), $3,000 (100K) or $5,000 (150K); XFA Consistency caps $3,000/$4,000/$6,000; Live: daily after 30 winning days
|
| Payout minimum | $500 Rapid (after buffer) and Builder 50K In fullhelp.myfundedfutures.com$500 Rapid (after buffer) and Builder 50K; $250 Builder 25K; $1,000 Pro
| $125 Sourcehelp.topstep.com
|
| Payout method | Riseworks (bank transfer or crypto) In fullhelp.myfundedfutures.comRiseworks (bank transfer or crypto); Plaid/ACH for US traders
| ACH and Aeropay (US banks), Wire/SWIFT, Wise (China, Canada, UK only)… In fullhelp.topstep.comACH and Aeropay (US banks), Wire/SWIFT, Wise (China, Canada, UK only), transfer to Topstep Brokerage (US); $30 processing fee shown for ACH example
|
| Pass or payout rates it publishes | applicable measurement period (dates not stated): 19.97% of evaluation… In fullmyfundedfutures.comapplicable measurement period (dates not stated): 19.97% of evaluation participants passed; 39.2% of funded-stage participants earned at least one payout; 4.2% promoted to Live
| 2025: 16.8% of Trading Combines passed In fulltopstep.com2025: 16.8% of Trading Combines passed; 33.3% of funded-level participants received a payout; 0.71% of XFA traders called up to Live
|
| Access | ||
 US traders | Says it serves US traders In fullhelp.myfundedfutures.comyes (stated: 'Plaid/ACH payouts are available for US traders'; US not on restricted list)
| Says it serves US traders In fullhelp.topstep.comyes (stated: US-only payout methods for 'U.S. domestic Traders'; US not on ineligible list)
|
| Platforms | ||
| Platforms | NinjaTrader, Hyperprop, Tradovate, TradingView, Quantower…In fullhelp.myfundedfutures.comNinjaTrader, Hyperprop, Tradovate, TradingView, Quantower, ATAS
| TopstepX (own platform, built by ProjectX Trading LLC)Sourcetopstep.com
|
| Company | ||
| Company | MyFunded Futures, LLC Sourcemyfundedfutures.com
| TopstepTrader, LLC (Trading Combine and XFA) In fulltopstep.comTopstepTrader, LLC (Trading Combine and XFA); TopstepFunded LLC (Live); parent Topstep LLC
|
| Where it is registered | terms governed by Texas law (state of organisation not stated on pages… In fullmyfundedfutures.comterms governed by Texas law (state of organisation not stated on pages read)
| Topstep LLC: Delaware LLC In fulltopstep.comTopstep LLC: Delaware LLC; TopstepFunded LLC: Illinois LLC; address Chicago, IL; terms governed by Delaware law
|
| Regulatory status it states | Firm states it is not a broker-dealer, investment adviser, introducing… In fullmyfundedfutures.comFirm states it is not a broker-dealer, investment adviser, introducing broker, FCM or money manager
| Affiliate Topstep Brokerage LLC is stated to be a registered IB and NFA… In fulltopstep.comAffiliate Topstep Brokerage LLC is stated to be a registered IB and NFA member (NFA ID 0567079); the prop programme entity is not stated to be registered
|
Not stated means not on the pages we read; it does not mean "no". Where both firms state one plain figure, less marks the lower cost or payout minimum, or the higher profit split, and more the other side. Values are each firm's own words (measured) unless tagged judged.
More on each firm
MyFundedFutures18 pages read · 16 of 16 terms stated
Other comparisons
Any two of the 50 futures prop firms in the ledger: the prop firm comparison. The pairs traders search for most each have a page:
| Comparison | Cheaper route to funded judged | Bigger profit split |
|---|---|---|
| Topstep vs Apex Trader Funding | Only Topstep prices one | Apex Trader Funding, 100% vs 90% |
| Take Profit Trader vs Topstep | Only Topstep prices one | Only Topstep states one figure |
| Tradeify vs Topstep | Only Topstep prices one | Same, 90% |
| Bulenox vs Apex Trader Funding | Only Bulenox prices one | Only Apex Trader Funding states one figure |
| Take Profit Trader vs Apex Trader Funding | Neither prices one | Only Apex Trader Funding states one figure |
| Tradeify vs Take Profit Trader | Neither prices one | Only Tradeify states one figure |
| Lucid Trading vs Topstep | Only Topstep prices one | Same, 90% |
| Alpha Futures vs Topstep | Only Topstep prices one | Same, 90% |
| Apex Trader Funding vs MyFundedFutures | Only MyFundedFutures prices one | Only Apex Trader Funding states one figure |
| Apex Trader Funding vs Tradeify | Neither prices one | Apex Trader Funding, 100% vs 90% |
| Lucid Trading vs Tradeify | Neither prices one | Same, 90% |
| MyFundedFutures vs Take Profit Trader | Only MyFundedFutures prices one | No single figure at either |
| Lucid Trading vs Take Profit Trader | Neither prices one | Only Lucid Trading states one figure |
Where this comes from
- One source
- The US Futures Prop Access Ledger (provisional): 2387 of 2616 quotes matched the saved page text. CSV.
- US access
- Graded as on the ledger: says it serves US traders, US not on its restricted list, or not stated.
- The 50K route
- Price plus activation fee, first-time pass (judged). See cost per payout.
- How much each firm states
- Counted term by term on the Fine Print Index.
Spotted a mistake? Tell us, with evidence. Fixes are logged on the corrections page.