- Facts in Pipcy's own words
- No rating, ranking or recommendation
- Data page: no affiliate links
$29cheapest plan ($2.5K)Read 11 Nov 2026 · pipcy.com
100%profit split it states: up to 100%Read 11 Nov 2026 · pipcy.com
Every 5 dayswhen you can ask for a payout, our shorthand of its wordsRead 11 Nov 2026 · pipcy.com
22 of 30terms its pages state, of those we look forRead 11 Nov 2026 · what the record shows
Where Pipcy sits among 80 forex firms
Prices for $100K forex challenges
45 of 80 state a price · Pipcy is 18th lowest
Static viewthe figures are written out beside this chart
Pipcy's $100K price next to every other firm
every market
Forex, 45 firms: cheapest The5ers $149, median $524, dearest The Concept Trading $5,000.
Futures, 25 firms: cheapest TradeDay $108, median $248 (our arithmetic), dearest Phidias $900.
Crypto, 18 firms: cheapest Crypto Fund Trader $199, median $540.25, dearest Vanta Trading $1,099.
Where Pipcy sits among other firms
select a dot to open that firm
Plans and prices
Pipcy's plans and prices
read 11 Nov 2026
| Plan | Price shown |
|---|---|
| Pips Mastery X2cheapest plan | $29 |
| Pipcy Classic | $44 |
| Pips Mastery X2 | $41 |
| Pipcy Classic | $77 |
| Pips Mastery X2 | $78 |
| Pipcy Classic | $129 |
| Pips Mastery X2 | $137 |
| Pipcy Classic | $245 |
| Pips Mastery X2 | $275 |
| Pipcy Classic | $389 |
| Pips Mastery X2 | $479 |
| Pipcy Classic | $699 |
| Pipcy Classic | $1,499 |
Pipcy payout rules
- Profit split
- up to 100%; on the Growth Plan the split rises by level from 80% to 100%
- Payout schedule
- eligible after 5 trading days; processed within 48 hours of the request
Sourcepipcy.com
Payout Policy: Eligible after 5 trading days. All payouts processed within 48 hours of your request.
· pipcy.com, read - Pass and payout rates (the firm's own figures)
- plan cards show an 'Avg. First Payout' by account size (e.g. $4,584 on…+1 more
In fullpipcy.com
plan cards show an 'Avg. First Payout' by account size (e.g. $4,584 on Pipcy Classic 100K; firm's own figures, no method given)100K $699 $314.55 Get Started 12% 18% 3 Up to 100% Up to $3M Within 48 Hours $4,584
· pipcy.com, read - Not stated
Pipcy trading rules: drawdown, news and more
- Drawdown
- no daily loss limit+2 more
In fullpipcy.com
no daily loss limit; maximum loss 12% (Classic) or 250 pips (Pips Mastery), which its comparison table calls absolute; funded accounts also have a 4% maximum floating lossThere are no daily loss limits for any of the challenge models.
…Classic Challenge 2 Step Model: 12% Classic Challenge 1 Step Model: 12% Pips Mastery Challenge 2 Step Model: 250 pips
…the Maximum Floating Loss Limit (4%) calculated on the net unrealized P&L of all open positions against the Initial Account Balance
…Max Overall Loss 12% (Absolute)
· pipcy.com, read - News trading
- allowed in all Challenge models
Sourcepipcy.com
Trading during the release of major global news, macroeconomic events, or corporate reports or earnings ("Events") is permitted across all Challenge models
· pipcy.com, read - Holding over the weekend
- allowed per the funded-rules plan cards+1 more
In fullpipcy.com
allowed per the funded-rules plan cards; its terms say a funded account must close all open positions at the end of each Reference PeriodMaximum Floating Loss 4% Profit Split Up to 100% Payout Within 48 Hours Overnight / Weekend Allowed
…an obligation to close all open positions at the end of each Reference Period
· pipcy.com, pipcy.com, read - Maximum leverage
- forex 1:100, indices 1:30, commodities including gold 1:20, crypto 1:2
Sourcepipcy.com
Set per asset class: forex 1:100, indices 1:30, commodities including gold 1:20, crypto 1:2.
· pipcy.com, read - Platforms
- MetaTrader 5
Sourcepipcy.com
Trade With MetaTrader 5
· pipcy.com, read - Not stated
What you can trade and how
What you can trade
You can trade
- Indices
- Currencies
- Crypto
- Commodities
Pipcy Classic: forex, indices, commodities and crypto+1 more
In fullpipcy.com
Pipcy Classic: forex, indices, commodities and crypto (64 instruments); Pips Mastery: 28 forex pairs onlyPipcy Classic Forex, indices, commodities and crypto · 64 instruments…
Available assets: 28 Forex pairs only· pipcy.com, read
- Copy trading and trade copiers Has limits prohibited without the firm's prior authorization
Sourcepipcy.com
Engaging in copy trading, where trades mimic or replicate the trading activities of other traders or entities without prior authorization from The Company, is prohibited for the Customer.
· pipcy.com, read - Scalping Has limits tick scalping prohibited
Sourcepipcy.com
Martingale or Anti-Martingale strategies (a maximum of three (3) open positions in the same direction on the same financial instrument is permitted), grid trading, tick scalping, or account rolling.
· pipcy.com, read - Hedging Has limits allowed within one account
In fullpipcy.com
allowed within one account; cross-account hedging (within Pipcy or with other firms) not allowedWhile multiple hedged positions are permissible within a single Pipcy Account, cross-account hedging within Pipcy or with other firms is not allowed.
· pipcy.com, read - Martingale and grid Has limits martingale, anti-martingale and grid trading prohibited
In fullpipcy.com
martingale, anti-martingale and grid trading prohibited (at most three open positions in the same direction on one instrument)Martingale or Anti-Martingale strategies (a maximum of three (3) open positions in the same direction on the same financial instrument is permitted), grid trading, tick scalping, or account rolling.
· pipcy.com, read - Holding overnight Allowed per the funded-rules plan cards
In fullpipcy.com
allowed per the funded-rules plan cards (see weekend holding)Maximum Floating Loss 4% Profit Split Up to 100% Payout Within 48 Hours Overnight / Weekend Allowed
· pipcy.com, read - Time limit to pass No time limit
In fullpipcy.com
noneMaximum Trading Days Requirement: No time limit for any current challenge models.
· pipcy.com, read
Not stated
Fees
- Fee refund
- only if requested within 7 days of registration with no trading+1 more
In fullpipcy.com
only if requested within 7 days of registration with no trading; non-refundable once trading startsA refund request must be made within 7 days of registration if no trading activity has occurred. Once simulated trading commences, fees become nonrefundable
· pipcy.com, read - Ways to pay for a challenge
- Apple Pay, Google Pay, PayPal, Visa, Mastercard, Bitcoin, Ethereum…
In fullpipcy.com
Apple Pay, Google Pay, PayPal, Visa, Mastercard, Bitcoin, Ethereum, USDT, USDC, Solana, bank transferApple Pay Google Pay PayPal Visa Mastercard Bitcoin Ethereum USDT USDC Solana Bank Transfer
· pipcy.com, read - Not stated
Does Pipcy accept traders from your country?
Unclear: its list is incomplete53
Argentina
Australia
Austria
Bangladesh
Belgium
Brazil
Canada
Chile
China
Colombia
Czechia
Egypt
France
Germany
Ghana
Greece
Hong Kong
India
Indonesia
Ireland
Israel
Italy
Japan
Kenya
Malaysia
Mexico
Morocco
Nepal
Netherlands
New Zealand
Nigeria
Pakistan
Peru
Philippines
Poland
Portugal
Romania
Saudi Arabia
Singapore
South Africa
South Korea
Spain
Sri Lanka
Sweden
Switzerland
Taiwan
Tanzania
Thailand
Türkiye
Uganda
United Arab Emirates
United Kingdom
Vietnam
Allowed1
- Its country list
- Russia, Myanmar, North Korea, Sudan, Syria, Iran, Cuba, Afghanistan…+1 more
In fullpipcy.com
Russia, Myanmar, North Korea, Sudan, Syria, Iran, Cuba, Afghanistan, Belarus, Central African Republic, Democratic Republic of the Congo, Ethiopia, Lebanon, Libya, Mali, Nicaragua, Somalia, South Sudan, Venezuela, Yemen, Zimbabwe and any other restricted or sanctioned jurisdiction; UAE residents contract with a different group companyPipcy does not offer services to residents of jurisdictions where such services would be unlawful or would expose Pipcy or its service providers to legal or regulatory risk, including, without limitation, Russia, Myanmar, North Korea, Sudan, Syria, Iran, Cuba, Afghanistan, Belarus, Central African Republic, Democratic Republic of the Congo, Ethiopia, Lebanon, Libya, Mali, Nicaragua, Somalia, South Sudan, Venezuela, Yemen, Zimbabwe, and any other restricted or sanctioned jurisdiction.
· pipcy.com, read 
United States- Takes US traders
In fullpipcy.com
yes (the US is not on its restricted-jurisdictions list)Pipcy does not offer services to residents of jurisdictions where such services would be unlawful or would expose Pipcy or its service providers to legal or regulatory risk, including, without limitation, Russia, Myanmar, North Korea, Sudan, Syria, Iran, Cuba, Afghanistan, Belarus, Central African Republic, Democratic Republic of the Congo, Ethiopia, Lebanon, Libya, Mali, Nicaragua, Somalia, South Sudan, Venezuela, Yemen, Zimbabwe, and any other restricted or sanctioned jurisdiction.
· pipcy.com, read
The company
- Company
- Conquest Services Limited contracts with users outside the UAE+2 more
In fullpipcy.com
Conquest Services Limited (UAE) contracts with users outside the UAE; Pipcy Ltd. (Saint Lucia, 2026-00145) provides the simulated trading services; Rogano Limited (Cyprus) contracts with UAE users and processes paymentsPipcy Ltd., a Saint Lucia corporation, located at Ground Floor, The Sotheby Building, Rodney Village, Rodney Bay, Gros-Islet, Saint Lucia, with company registration number 2026-00145, provides the simulated trading services
…Users residing in the United Arab Emirates will contract with Rogano Limited. Users residing in other jurisdictions will contract with Conquest Services Limited, unless otherwise specified.
· pipcy.com, read - Where it is based
- United Arab Emirates+2 more
In fullpipcy.com
United Arab Emirates (governing law and courts in its terms); Pipcy Ltd. registered in Saint Lucia; office in Limassol, Cyprusshall be governed by and construed in accordance with the laws of the United Arab Emirates
…exclusive jurisdiction of the competent courts of the United Arab Emirates
…Office location: Ground Floor, 10 Spyridonos Lamprou, 3106, Limassol, Cyprus.
· pipcy.com, read - Regulatory status, as the firm states it
- not regulated+2 more
In fullpipcy.com
not regulated (its FAQ names the FCA, ASIC and CySEC); says it works with regulated liquidity providers; simulated trading onlyNo. Proprietary trading firms are currently not subject to a dedicated regulatory framework in the way brokers or investment firms are, so Pipcy is not regulated by authorities such as the FCA, ASIC, or CySEC.
…Pipcy works with regulated liquidity providers
· pipcy.com, read
Is Pipcy legit? What the record shows
We don't rate firms or give a verdict on any firm. What we can show is how much Pipcy puts in writing: its own pages state 22 of the 30 terms we look for (read 11 November 2026).
- Publishes its own pass or payout rates
- Yes
- Names the company behind it
- Conquest Services Limited contracts with users…
- States how it pays you
- Not on the pages we read
- Publishes a country list
- Yes