- Facts in Funded Academy's own words
- No rating, ranking or recommendation
- Data page: no affiliate links
$49.99cheapest plan ($5K)Read 11 Nov 2026 · fundedacademy.com
85%profit split it states: 85% on 1-Step, 80% on 2-StepRead 11 Nov 2026 · fundedacademy.com
26 of 30terms its pages state, of those we look forRead 11 Nov 2026 · what the record shows
Where Funded Academy sits among 80 forex firms
Prices for $100K forex challenges
45 of 80 state a price · Funded Academy is 32nd lowest
Static viewthe figures are written out beside this chart
Funded Academy's $100K price next to every other firm
every market
Forex, 45 firms: cheapest The5ers $149, median $524, dearest The Concept Trading $5,000.
Futures, 25 firms: cheapest TradeDay $108, median $248 (our arithmetic), dearest Phidias $900.
Crypto, 18 firms: cheapest Crypto Fund Trader $199, median $540.25, dearest Vanta Trading $1,099.
Where Funded Academy sits among other firms
select a dot to open that firm
Plans and prices
Funded Academy's plans and prices
read 11 Nov 2026
How many Funded Academy accounts can you have?
- Accounts at once
- several accounts allowed (no number stated) but they cannot be merged; up to $300,000 allocated capital per trader, up to $1,000,000 with scaling
Sourcefundedacademy.com
Traders may hold multiple accounts; however, accounts cannot be merged under any circumstances.
…Traders can manage up to $300,000 in allocated capital. With consistent performance and successful scaling, this can increase up to $1,000,000.
· fundedacademy.com, fundedacademy.com, read
Funded Academy payout rules
- Profit split
- 85% on 1-Step, 80% on 2-Step; up to 95% with scaling
Sourcefundedacademy.com
The profit split is 85% for 1-Step accounts and 80% for 2-Step accounts. With consistent performance and successful scaling, traders can increase their profit split up to 95%.
· fundedacademy.com, read - Payout schedule
- first payout on demand once eligible+2 more
In fullfundedacademy.com
first payout on demand once eligible; then 2-week cycles that start with the first trade; the home page says rewards in 12 hoursThe first payout can be requested on demand once payout eligibility conditions are met.
…Each trading cycle lasts 2 weeks and begins when the first trade is placed.
…Performance Rewards in 12 Hours
· fundedacademy.com, fundedacademy.com, read - Payout minimum
- $100
Sourcefundedacademy.com
The minimum payout request amount is $100.
· fundedacademy.com, read - Payout methods
- cryptocurrency and Rise
Sourcefundedacademy.com
Payouts are processed via cryptocurrency and RISE.
· fundedacademy.com, read - Pass and payout rates (the firm's own figures)
Funded Academy trading rules: drawdown, news and more
- Drawdown
- 1-Step: 8% trailing+1 more
In fullfundedacademy.com
1-Step: 8% trailing (moves up with new highs); 2-Step: 10% static (fixed from the starting balance)The 1-Step Challenge uses an 8% trailing drawdown, which adjusts upward as the account reaches new highs. The 2-Step Challenge uses a 10% overall drawdown, which remains fixed from the starting balance.
· fundedacademy.com, read - Consistency rule
- none
Sourcefundedacademy.com
No. Funded Academy does not apply a consistency rule.
· fundedacademy.com, read - News trading
- allowed in challenges+1 more
In fullfundedacademy.com
allowed in challenges; on funded accounts no trades opened 2 minutes before or after high-impact newsNews trading is fully allowed on all challenge accounts with no restrictions. On funded accounts, trades must not be opened within 2 minutes before or 2 minutes after high-impact news events.
· fundedacademy.com, read - Holding over the weekend
- only on 2-Step Pro Flex accounts+1 more
In fullfundedacademy.com
only on 2-Step Pro Flex accounts; not on 1-Step or 2-Step Standard (the home page table for 2-Step Standard says "Challenge phase only")Weekend holding is allowed only on Pro Flex accounts within the 2-Step model. It is not permitted on 1-Step accounts or Standard 2-Step accounts.
…Overnight/Weekend Holding Challenge phase only
· fundedacademy.com, read - Maximum leverage
- forex 1:100 on 2-Step Standard, 1:50 on Pro Flex, 1:30 on 1-Step+1 more
In fullfundedacademy.com
forex 1:100 on 2-Step Standard, 1:50 on Pro Flex, 1:30 on 1-Step; indices up to 1:15, commodities up to 1:15, crypto 1:1Forex 1:30 1:100 1:50 Indices 1:5 1:15 1:7 Cryptocurrencies 1:1 1:1 1:1 Commodities 1:10 1:15 1:7
· fundedacademy.com, read - Not stated
What you can trade and how
What you can trade
You can trade
- Indices
- Currencies
- Crypto
- Commodities
forex, indices, commodities and cryptocurrencies
Sourcefundedacademy.com
Traders can access a wide range of instruments, including forex pairs, indices, commodities, and cryptocurrencies.· fundedacademy.com, read
- Bots and EAs Not allowed the FAQ says all trading must be manual
In fullfundedacademy.com
not allowed: the FAQ says all trading must be manual (the terms say automated software needs prior written approval)No. All trading must be conducted manually without the use of automated systems, third-party execution tools, or infrastructure designed to gain execution advantages.
…Use of automated or algorithmic trading software is permitted only with prior written approval from the Company.
· fundedacademy.com, fundedacademy.com, read - Copy trading and trade copiers Not allowed
In fullfundedacademy.com
not allowedthe use of VPS services, Expert Advisors (EAs), automated trading systems, copy trading, account sharing
· fundedacademy.com, read - Scalping Has limits tick scalping, high-frequency trading and quick strike trading are prohibited
Sourcefundedacademy.com
high-frequency trading, grid trading, one-sided betting, all-in trading, tick scalping, latency arbitrage, triangular arbitrage, quick strike trading
· fundedacademy.com, read - Hedging Not allowed
In fullfundedacademy.com
not allowedNo. Hedging is not permitted under any circumstances.
· fundedacademy.com, read - Martingale and grid Has limits grid trading is prohibited
In fullfundedacademy.com
grid trading is prohibited (martingale is not named)high-frequency trading, grid trading, one-sided betting
· fundedacademy.com, read - Holding overnight Has limits allowed on all challenge accounts
In fullfundedacademy.com
allowed on all challenge accounts; on funded accounts only on Pro Flex (not on 1-Step funded accounts)Overnight holding is permitted on all challenge accounts, including both Standard and Pro Flex. However, for funded accounts, overnight holding is only allowed on Pro Flex accounts during the funded phase.
· fundedacademy.com, read - Time limit to pass No time limit
In fullfundedacademy.com
noneNo. There is no time limit to complete the challenge.
· fundedacademy.com, read
Fees
- Reset fee
- a reset means buying the same account size again at a fixed 10% discount
Sourcefundedacademy.com
Challenge accounts can be reset at any time by purchasing the same account size again with a fixed 10% discount.
· fundedacademy.com, read - Fee refund
- no refund with a payout is stated+1 more
In fullfundedacademy.com
no refund with a payout is stated; the fee is refundable only if no trade was placed and you ask within 7 days of purchaseRefunds are available only if no trades have been placed and the request is made within 7 days of purchase.
…Evaluation fees are generally non-refundable.
· fundedacademy.com, fundedacademy.com, read - Ways to pay for a challenge
- credit or debit cards, bank transfers and local payment methods
In fullfundedacademy.com
credit or debit cards, bank transfers and local payment methods (what shows at checkout depends on your country)Payments may be made using the payment methods made available on the Website, including credit or debit cards, bank transfers, or other supported options.
…Funded Academy supports several country-specific payment methods, allowing eligible traders to pay through familiar local banks, digital wallets, and payment networks.
· fundedacademy.com, fundedacademy.com, read - Activation fee
Does Funded Academy accept traders from your country?
- Its country list
- no service for residents of 45 listed territories: Afghanistan, Antigua…
In fullfundedacademy.com
no service for residents of 45 listed territories: Afghanistan, Antigua and Barbuda, Bangladesh, Belarus, Belize, the Balkans, Bouvet Island, Myanmar, Burundi, Canada, Cape Verde, Central African Republic, Chad, Comoros, Cook Islands, Cuba, DR Congo, Eritrea, Ethiopia, Fiji, Grenada, Hong Kong, Iran, Iraq, Lebanon, Libya, Malaysia, Mali, Nicaragua, North Korea, Russia, Somalia, South Sudan, Sri Lanka, Sudan, Syria, Tuvalu, Ukraine (Crimea, Donetsk and Luhansk), United Kingdom, United States, Venezuela, Vietnam and YemenForbidden Territories : Jurisdictions where the Company does not offer Services. These include: Afghanistan, Antigua and Barbuda, Bangladesh, Belarus, Belize, the Balkans, Bouvet Island, Burma (Myanmar), Burundi, Canada, Cape Verde, Central African Republic, Chad, Comoros, Cook Islands, Cuba, Democratic Republic of the Congo, Eritrea, Ethiopia, Fiji, Grenada, Hong Kong, Iran, Iraq, Lebanon, Libya, Malaysia, Mali, Myanmar, Nicaragua, North Korea, Russia, Somalia, South Sudan, Sri Lanka, Sudan, Syria, Tuvalu, Ukraine (Crimea, Donetsk, and Luhansk regions), United Kingdom, United States, Venezuela, Vietnam, and Yemen.
…Yes. Funded Academy does not provide services to individuals residing in or operating from the following forbidden territories:
· fundedacademy.com, fundedacademy.com, read 
United States- Doesn't take US traders
In fullfundedacademy.com
noFunded Academy does not provide services to residents of certain jurisdictions, including the United States of America
· fundedacademy.com, read
The company
- Company
- Funded Academy Ltd. (Registration No. 2025-00736)
Sourcefundedacademy.com
The website fundedacademy.com is operated by Funded Academy Ltd. (Registration No. 2025-00736)
· fundedacademy.com, read - Where it is based
-
Saint Lucia (Cap Estate, Gros Islet address) Sourcefundedacademy.com
located at Office No. 2, Seaview Crescent, Cap Estate, Gros Islet, Saint Lucia
· fundedacademy.com, read - Regulatory status, as the firm states it
- not a broker or investment adviser+1 more
In fullfundedacademy.com
not a broker or investment adviser; says all accounts are demo accounts in a simulated environmentFunded Academy is not a broker, investment advisor, financial institution, custodian, or exchange and does not provide investment services
…All accounts provided under these programs are demo accounts
· fundedacademy.com, read
Is Funded Academy legit? What the record shows
We don't rate firms or give a verdict on any firm. What we can show is how much Funded Academy puts in writing: its own pages state 26 of the 30 terms we look for (read 11 November 2026).
- Publishes its own pass or payout rates
- Not on the pages we read (the firms that do)
- Names the company behind it
- Funded Academy Ltd.
- States how it pays you
- cryptocurrency and Rise
- Publishes a country list
- Yes