- Facts in Papaya Funding's own words
- No rating, ranking or recommendation
- Data page: no affiliate links
Where Papaya Funding sits among 80 forex firms
Profit split at forex firms
74 of 80 state a split · Papaya Funding is joint 23rd highest
Papaya Funding states no $100K price, so this chart shows the profit split.
Static viewthe figures are written out beside this chart
$100K challenge prices in every market
every market
Forex, 45 firms: cheapest The5ers $149, median $524, dearest The Concept Trading $5,000.
Futures, 25 firms: cheapest TradeDay $108, median $248 (our arithmetic), dearest Phidias $900.
Crypto, 18 firms: cheapest Crypto Fund Trader $199, median $540.25, dearest Vanta Trading $1,099.
Where Papaya Funding sits among other firms
select a dot to open that firm
Plans and prices
Papaya Funding's plans and prices
read 11 Nov 2026
| Plan | Price shown |
|---|---|
| Papaya Signature 100K |
How many Papaya Funding accounts can you have?
- Accounts at once
- $1,000,000 total allocation across all accounts
Sourcepapayafunding.com
Maximum allocation: $1,000,000 in total across all accounts.
· papayafunding.com, read
Papaya Funding payout rules
- Profit split
- 80%–90% by program (CFDs)
Sourcepapayafunding.com
Account gains: 80%–90% depending on the program.
· papayafunding.com, read - Payout schedule
- Every 14 days (CFDs)
Sourcepapayafunding.com
Payout period: every 14 days.
· papayafunding.com, read - Payout minimum
- 1% of account size (CFDs)
Sourcepapayafunding.com
Minimum payout: 1% of the account size.
· papayafunding.com, read - Payout methods
- Rise, crypto or store credits
Sourcepapayafunding.com
Payout methods: Rise, crypto or store credits.
· papayafunding.com, read - Pass and payout rates (the firm's own figures)
Papaya Funding trading rules: drawdown, news and more
- Drawdown
- Static on evaluations; end-of-day trailing on Instant Funding
Sourcepapayafunding.com
Drawdown is static on the evaluation programs and end-of-day trailing on Instant Funding.
· papayafunding.com, read - Consistency rule
- 50% on CFD evaluations (Papaya One and Signature); 18% funded on Instant Funding
Sourcepapayafunding.com
CFD evaluations: 50% (Papaya One and Papaya Signature).
· papayafunding.com, read - News trading
- No opening or closing trades 3 minutes either side of high-impact news
Sourcepapayafunding.com
opening or closing trades is prohibited within 3 minutes before or after a high-impact news release
· papayafunding.com, read - Holding over the weekend
- allowed on forex (CFD) accounts
Sourcepapayafunding.com
On forex (CFD) accounts, you can hold positions over the weekend.
· papayafunding.com, read - Maximum leverage
- 1:50
Sourcepapayafunding.com
All CFD programs offer leverage up to 1:50.
· papayafunding.com, read - Platforms
- DXtrade, cTrader, MatchTrader, GooeyPro
Sourcepapayafunding.com
Trade on DXtrade, cTrader, MatchTrader, GooeyPro.
· papayafunding.com, read - Broker or liquidity provider
- not named; aggregated pricing from multiple brokers and liquidity providers
Sourcedashboardanalytix.com
We utilize an aggregate source of pricing and liquidity from multiple brokers and liquidity providers.
· dashboardanalytix.com (archived copy), read
What you can trade and how
What you can trade
You can trade
- Indices
- Currencies
- Crypto
- Commodities
Sourcepapayafunding.com
CFDs (forex, indices, commodities, crypto)· papayafunding.com, read
- Bots and EAs Has limits Allowed unless exploiting pricing errors or latency
Sourcepapayafunding.com
Yes, automated strategies are allowed as long as they don't exploit pricing errors or latency.
· papayafunding.com, read - Copy trading and trade copiers Has limits only between accounts the trader owns
In fulldashboardanalytix.com
Allowed with limits: only between accounts the trader owns; EAs or third-party strategies that facilitate copy trading prohibitedCopy trading from one account to another is only permitted if the trader owns all the accounts in question.
· dashboardanalytix.com (archived copy), read - Scalping Has limits tick harvesting and sub-minute hyper-scalping near the contract limit prohibited
In fulldashboardanalytix.com
Allowed with limits: tick harvesting and sub-minute hyper-scalping near the contract limit prohibited (scalping otherwise not named)Prohibited conduct also includes tick harvesting, full porting, and sub-minute hyper-scalping
· dashboardanalytix.com (archived copy), read - Hedging Has limits within a single account
In fulldashboardanalytix.com
Allowed with limits: within a single account; group hedging across accounts or firms prohibitedHedging or executing reverse trades within a single account is not a prohibited trading activity.
…Group hedging across multiple accounts and/or coordinating opposing positions at one or multiple prop firms practice is strictly prohibited.
· dashboardanalytix.com (archived copy), read - Holding overnight Allowed on CFDs
In fullpapayafunding.com
Allowed on CFDsOvernight holding: allowed on CFDs
· papayafunding.com, read
Not stated
Fees
- Fee refund
- no refunds
Sourcedashboardanalytix.com
There are no refunds on any Services purchased from the Company.
· dashboardanalytix.com (archived copy), read - Not stated
Does Papaya Funding accept traders from your country?
Restricted2
Pakistan
Vietnam
Allowed52
Argentina
Australia
Austria
Bangladesh
Belgium
Brazil
Canada
Chile
China
Colombia
Czechia
Egypt
France
Germany
Ghana
Greece
Hong Kong
India
Indonesia
Ireland
Israel
Italy
Japan
Kenya
Malaysia
Mexico
Morocco
Nepal
Netherlands
New Zealand
Nigeria
Peru
Philippines
Poland
Portugal
Romania
Saudi Arabia
Singapore
South Africa
South Korea
Spain
Sri Lanka
Sweden
Switzerland
Taiwan
Tanzania
Thailand
Türkiye
Uganda
United Arab Emirates
United Kingdom
United States
- Its country list
- Pakistan, Russia, Cuba, Sudan, Somalia, Iran, Lebanon, Syria, Libya, Vietnam
Sourcepapayafunding.com
Papaya Funding does not accept traders from Pakistan, Russia, Cuba, Sudan, Somalia, Iran, Lebanon, Syria, Libya and Vietnam.
· papayafunding.com, read United States
- Takes US traders
In fullpapayafunding.com
Yes (futures and CFDs)Traders from the United States are welcome on both futures and CFDs.
· papayafunding.com, read
The company
- Company
- Affiliate of Prop Account, LLC (founder João Cardoso)
Sourcepapayafunding.com
Papaya Funding is an affiliate of Prop Account, LLC, and was founded by João Cardoso.
· papayafunding.com, read - Where it is based
-
United States (Delaware: Prop Account, LLC, which provides the assessments)
Sourcepapayafunding.com
Papaya Funding is an affiliate of Prop Account, LLC, a company registered in Delaware, USA.
· papayafunding.com, read - Regulatory status, as the firm states it
- Not a broker; simulated accounts only
Sourcepapayafunding.com
Papaya Funding is not a broker and does not accept deposits.
· papayafunding.com, read
Is Papaya Funding legit? What the record shows
We don't rate firms or give a verdict on any firm. What we can show is how much Papaya Funding puts in writing: its own pages state 24 of the 30 terms we look for (read 11 November 2026).
- Publishes its own pass or payout rates
- Not on the pages we read (the firms that do)
- Names the company behind it
- Affiliate of Prop Account, LLC
- States how it pays you
- Rise, crypto or store credits
- Publishes a country list
- Yes