74%

XTB's own risk warning says 74% of its retail accounts lose money when trading CFDs with it, according to TradingLookup's CFD Loss-Rate Series (read from the UK on 6 October 2026).

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Each figure is the firm's own statement about its retail clients. Data, not advice.

Provisional release (v1.0.0). Not every figure in this dataset has been confirmed by a second read yet; this one's status is under "Second read" below. What provisional means.

Legal entity

XTB Limited (as named on the firm's page)

Regulator

FCA (from our list of firms; not yet checked on the regulator's register)

Figure

74% of retail accounts lose money

Read on

6 October 2026, from the UK

Second read

Matched: independently re-read by a second automated check on 13 October 2026. No person has re-read this figure yet.

Median of 31 providers

73.46% Our calculation, not any firm's warning. This figure is 0.54 points above it.

How XTB compares

• Position in our set18 of the 31 providers we read stated a lower figure and 9 a higher one; Forex.com, IG EU, Trading 212 stated the same 74%. A lower figure is not proof of a better firm: client mix and products differ.
• Same regulator (FCA, from our list)21 other providers with a confirmed entity; their median (our calculation) is 70%. XTB's 74% is 4 points above it, and 13 of the 21 stated a lower figure.
• Nearest figuresForex.com (74%), IG EU (74%) and Trading 212 (74%).

Receipt

The warning, word for word, as it appeared on the firm's page:

74% of retail investor accounts lose money when trading CFDs with this provider

Page

https://www.xtb.com/en

Read on

2026-10-06, from the UK, by a plain-page fetch

Fingerprint

SHA-256 a5bacb56be1523a744201f27e3caee667b3141744e5953b781a45c1a955e35bc
A hash of the page text we read. It proves which text we read, not what the page says today.

Saved copy

Not published. The fingerprint above shows which text we read.

Quarterly history

33 archived quarterly figures (Wayback Machine), 2018-Q3 to 2026-Q4. Gaps are real gaps. The red dot is the live figure.

Change since the earliest archived figure (2018-Q3, 80%): -6 points. The archived page and today's page are not always the same address.

The entity shown above is today's. We didn't read the entity from each archived page.

More

• All 31 providersWith the median and downloads.
• MethodHow we read these figures, and what we haven't checked yet.
• Right of replyRepresent XTB? Contact us.